I hold the letter from the collector acknowledging the debt being paid off entirely. Now to go report this to the credit bureaus. Very happy to see this in writing and holding it here. I guess I’ll go to the Equifax, Experian and other credit boards to tell them, as the debt collector is not a ‘reporting agency.

This may seem like an asinine question, but…If they are not a reporting agency, then why is it in your credit report. They must have reported it before. Unless, they just don’t report the pay off terms. Just curious.

The original debt reported it. The collector doesn’t report payoffs. Somehow, U think they would have if I’d not paid them.