It mainly deals with organizing your home, but she also deals with organizing meals and bills, saving you money. I’ve been doing that program for awhile now and it’s great. www.flylady.net – Every Wednesday we do our weekly menu planning so that when you go to the store, you aren’t buying things you don’t need, or duplicating what you already have. There is also a menu mailer you can get (or you can buy the book). It’s done by a nutritionist and saves money also as well as time.

Also, limit errands to no more than twice a week if needed and never go to the grocery store hungry or with small children if possible.

Another thing that helps me is having a phone/address book so that if someone has to call information, they MUST write it down in that book. That way we don’t call info. again for the same number. You can also try looking up some numbers on the net first. A lot of them are there.

I drink a lot of water also and used to buy the bottles but now I buy the 2 5 gallon containers. You can always put the water in a tip-safe cup. It’s cheaper that way, but once you find one you like, you should only stick to that type and brand because it’s not good on your body…I won’t go into detail here, but anyone who’s tested this knows what I’m talking about, lol! There are some things I don’t skimp on if I don’t absolutely have to, such as ground beef. The cheaper ones are made up of more fat, gristle and water so they shrink anyway plus it’s not as good for you.

We also downsized to an economy car saving us gasoline costs. It’s still a 4-door, but small. We have 3 teens, so it can get cramped, but it sure saves at the gas station.

This year we have set our thermostat down 2 degrees lower than we usually do in the winter to save on propane costs.

Let’s see…I suppose storm windows, insulation and even plastic on your windows if need to be.

You might even go through your storage area and see if those things are really needed. Maybe you could downgrade to a smaller one for cheaper and even arrange it better making it fit better too. (Don’t know if they have one that’s smaller than a 5’x5′ though)

I’ve heard of a book awhile back about not buying certain things and calcualte the savings all year long…forget what it’s called, but it was something about for example if you spend a lot of money a year on potato chips, then not to buy them or something to that effect and it will save you ‘x’ amount of dollars each year, etc. I just wonder would one be replacing the chips with something else anyway?

I buy cappuchino at the gas station about 4 times a week. It’s $1.15, but I m worth at least that much. 😉 I tried Starbucks once and I thought they were very overpriced for the quality, so I don’t go there thankfully.

Another thing that saves money and helps you and others is freecycling. www.freecycle.org.

You post things you don’t want anymore and give them away for free and you can post wants of things you need for free. No money is ever allowed to exchange hands.

If you do long form taxes, donations are always a great help.

Whatever type of taxes you do, try doing them all yourself. I always do and save a ton of money.

Car maintenance – goes a long way in gas usage and prevents some high cost repairs later.

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